You're Not Alone in Navigating Healthcare.
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Expert advocacy to reduce costs, fight denied claims and secure the care you deserve.

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Are You Struggling with
Health Insurance Confusion?

  • Confused by complicated health insurance policies?
  • Overwhelmed by denied claims and rising medical bills?
  • Feeling helpless when navigating your healthcare options?

You're not alone. Every year, millions of individuals, employees, small businesses, and organizations face financial and emotional stress due to unclear health insurance policies.

At HICAG, we simplify the complexities of health insurance, advocate for your rights, and empower you with the knowledge to make informed decisions.

Expert Guidance. Personalized Support. Real Savings.

Our Promise to You

We help individuals, employees, small businesses, and organizations struggling with health insurance confusion, denied claims, and high medical costs gain clarity, maximize benefits, and save money by offering expert consulting, advocacy, and personalized solutions.

A Stress-Free Approach to Health Insurance and Medical Bills

Imagine a Future Where…

  • You understand your insurance coverage with confidence.
  • Denied claims are successfully appealed with expert support.
  • You’re paying less out-of-pocket and maximizing your benefits.
  • Small businesses and organizations provide cost-effective, compliant health plans that retain employees.

Why Choose HICAG?

30+ Years of Expertise

Led by Gina M. Hargrove, a Healthcare Revenue Cycle Leader with expertise in healthcare billing, HR, and healthcare law.

Personalized Advocacy

One-on-one consulting tailored to your specific needs.

Proactive Solutions

Medical bill reviews, appeals assistance and employer benefit maximization.

Empowerment Through Education

We teach you how to navigate health insurance confidently.

Results-Driven Approach

We fight for fair coverage, cost reductions, and denied claim resolutions.

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Our Core Services

For Individuals & Families

  • Insurance policy reviews to ensure you're fully covered.
  • Assistance with denied claims and appeals.
  • Medical bill review to reduce overcharges.
  • Guidance on selecting the best health insurance plan for your needs.

For Employees

  • Understanding your employer-provided insurance and maximizing benefits.
  • Guidance on FSAs, HSAs, and out-of-pocket cost reduction.
  • Support in navigating denied claims and medical expenses.

For Organizations

  • Affordable group health plan consulting.
  • Advocacy and legal support in medical billing issues.
  • Employee and community healthcare education workshops.
More Services

Don’t Let Healthcare Confusion Cost You More

Each day without a clear insurance strategy could mean more lost money, unpaid claims, and unnecessary stress. With our expert team by your side, you’ll gain clarity, save money, and get the coverage you deserve.

Here’s What You Get When You Take Action Today:

  • A comprehensive review of your current insurance and benefits.
  • Personalized cost-saving strategies to reduce medical expenses.
  • Expert guidance on appealing denied claims successfully.
  • Exclusive access to healthcare advocacy resources and workshops.
  • Direct support from industry experts with decades of experience.
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WORDS FROM CLIENTS​

"HICAG broke through intimidating medical and insurance red tape to help me obtain affordable, high-quality healthcare."

HICAG is a game-changer!

"Ms. Gina Hargrove is incredibly knowledgeable and passionate about healthcare advocacy. She has saved me thousands of dollars and protected my rights. HICAG is a game-changer!"

KARLA R.

Gina’s expertise made all the difference in securing the right insurance plan for me.

"HICAG broke through intimidating medical and insurance red tape to help me obtain affordable, high-quality healthcare. Gina’s expertise made all the difference in securing the right insurance plan for me."

K. REED

Thanks to Gina, I now confidently manage my medical bills.

"One day, I received an overwhelming medical bill. Gina guided me through my Explanation of Benefits (EOB), contacted my insurance company, and helped me reprocess my claims. In the end, I owed very little or nothing at all! Thanks to Gina, I now confidently manage my medical bills."

ALLISON G.

Take Control of Your Healthcare Now!

Stop struggling with confusing insurance policies and unexpected bills. Gain clarity, maximize your benefits and save money—starting today!

Book an Appointment